Terms of Use

1. General Provisions

1.1. This Terms of Use (hereinafter referred to as the "Agreement") governs the use of the online service (hereinafter referred to as the "Service") provided by the Administration.

1.2. By using the Service, including launching the bot, registration, payment for services, or accessing materials, the User confirms that they have fully familiarized themselves with the terms of this Agreement and accept them in full.

1.3. In case of disagreement with the terms of the Agreement, the User must discontinue use of the Service.

2. Nature of Services and Digital Goods

2.1. The Service provides digital goods and services of an intangible nature, including but not limited to: informational materials, training programs, consultations, digital products, and service offerings.

2.2. Materials provided through the Service may include:

• information from publicly available sources;
• original materials of the Administration and/or third parties;
• analytical reviews, compilations, recommendations, and structured data.

2.3. The User acknowledges and agrees that the value of the Service's digital goods and services lies in systematization, analysis, presentation format, support, and updates, rather than in the exclusivity of individual information fragments.

2.4. The Service does not claim or guarantee the uniqueness, exclusivity, or unavailability of individual material elements outside the Service.

3. Disclaimer of Warranties and Liability

3.1. The Service is provided on an "AS IS" basis.

3.2. The Administration does not guarantee:

• that the Service will meet the User's expectations;
• achievement of any financial, commercial, professional, or other results;
• uninterrupted and error-free operation of the Service.

3.3. The Administration is not liable for:

• any direct or indirect losses, including lost profits;
• consequences of the User's application of materials received;
• actions or inaction of third parties;
• temporary technical failures and access restrictions.

3.4. All decisions regarding the application of materials, recommendations, and services are made by the User independently and at their own risk.

4. Lawful Use

4.1. The Service is not intended to encourage, organize, or facilitate illegal activity.

4.2. The User agrees to use the Service exclusively within the framework of applicable legislation and third-party rules.

4.3. Responsibility for the lawful use of the Service's materials and services rests entirely with the User.

5. Intellectual Property

5.1. All materials posted on the Service are protected by intellectual property legislation.

5.2. The User is prohibited from copying, distributing, reselling, transferring to third parties, or otherwise using the Service's materials without the right holder's permission.

5.3. Violation of intellectual property rights may result in restriction of access to the Service without compensation.

6. Access Restrictions

6.1. The Administration may suspend or restrict the User's access to the Service in case of:

• violation of the terms of this Agreement;
• detected abuse;
• requirements of legislation or payment providers.

6.2. Restriction of access does not release the User from obligations that arose earlier.

6.3. The Administration reserves the right to refuse service to Users whose actions may create increased risks for the Service, payment providers, or third parties.

7. Payments and Refunds

7.1. Payment for services and digital goods is made on the terms specified in the Service before payment.

7.2. Due to the intangible nature of digital goods and services, refunds after access has been granted are not provided, except for the cases specified below.

7.3. Refunds are possible only if:

• the service was not provided due to technical fault of the Service;
• access to the digital product was not actually provided.

7.4. To consider a refund, the User must contact support within 24 hours of payment.

7.5. The decision on refunds is made by the Administration on an individual basis.

7.6. The User confirms that they agree not to initiate a payment chargeback through payment systems without first contacting the Service support.

8. Privacy

8.1. The Administration may collect minimally necessary technical data to ensure the operation of the Service.

8.2. The Administration takes reasonable measures to protect data but does not guarantee absolute security of transmitted information.

9. Changes to Terms

9.1. The Administration may make changes to this Agreement.

9.2. The current version of the Agreement is published in the Service.

9.3. Continued use of the Service means the User agrees to the updated terms.

10. Contact Information

10.1. For any questions, the User may contact support through the form in the bot itself.